Accept bank payments directly from your phone

Your customers pay directly from their bank. Instant settlement, bank-grade security. Just your phone.

2,500 LPaid via bank

How it works.

NextPOS lets your customers pay directly from their bank account. You generate a QR code, they scan it, choose their bank, and confirm the payment — securely, through their own banking app. The money goes straight to your account.

1

Generate QR code

Enter the amount, show the QR to your customer

2

Customer scans

They scan with their phone camera — no app needed

3

They pay through their bank

They choose their bank and confirm with their banking app

4

Money in your account

Payment settles directly to your bank account

Register now

Direct bank payments, forever

Accept payments straight from your customer’s bank account

Paid through their bank, forever

Your customers pay using the banking app they already trust

Zero fraud risk, forever

Bank payments are irrevocable — no data breaches, no liability

Instant settlement, forever

Money arrives in your bank account — no waiting days for settlement

Albania’s digital payments are at a turning point

Official Bank of Albania data shows the country is crossing the threshold where digital payments overtake cash. The time to accept digital payments is now.

42.3M
Electronic bank payments in 2024
Growing faster than any year before
+24.4%
Year-over-year growth
Accelerating adoption across the country
48%
POS payments vs ATM withdrawals
Approaching the point where POS overtakes ATM
+27.6%
POS terminal growth in one year
Merchants are actively adopting payment acceptance

Source: Bank of Albania, Annual Report 2024

Your customer’s bank handles all the security

No card numbers. No data to steal. No fraud risk for you.

Bank-level authentication

Every payment is confirmed through the customer’s own banking app. The same security they use for their own banking.

No card data, ever

Card numbers never enter the picture. No data breach risk, no liability on your end.

Irrevocable payments

Bank transfers can’t be charged back. Once paid, the money is yours — no disputes, no surprises.

+0 active merchants

Growing their business with bank payments

Frequently Asked Questions

What is NextPOS?+
NextPOS is a payment platform that lets your customers pay directly from their bank account. You generate a QR code, the customer scans it, selects their bank, and confirms the payment through their banking app. The money goes straight to your account.
How do bank payments work?+
You enter the amount and generate a QR code. Your customer scans it with their phone, chooses their bank, and confirms the payment in their banking app. The payment is processed securely through the bank and settled directly to your account.
How much does NextPOS cost?+
Pricing depends on your volume — the more you process, the more you save. Contact us for a personalized quote.
Do I need separate hardware?+
No. NextPOS works on the phone you already have. No extra equipment to buy or maintain.
How fast can I start accepting payments?+
You can register in 5 minutes. Once your account is activated, you can generate your first QR code and accept a bank payment immediately.
Is it secure?+
Extremely. Every payment is authenticated through the customer’s own banking app — the same security they use for their personal banking. No card data ever passes through our system, which means zero risk of data breaches.
How fast does the money arrive?+
Bank payments settle directly to your bank account. Depending on your bank, this can be instant or within the same business day.
Can customers charge back a payment?+
No. Bank transfers are irrevocable. Once a customer confirms the payment through their banking app, the money is yours. No chargebacks, no disputes.
Which banks are supported?+
NextPOS works with major Albanian banks. We are continuously adding more banks to our network. Contact us for the latest list of supported banks.
Does NextPOS work across Albania?+
Yes. NextPOS works across all of Albania — in Tirana, Durrës, Vlorë, Shkodër, Elbasan, and every other city. You just need a phone with internet.
Can my customers still pay with cards?+
NextPOS is focused on bank payments, which offer great security for both you and your customers. We are working on supporting additional payment methods in the future.
Is Albania ready for digital payments?+
Absolutely. According to the Bank of Albania's 2024 Annual Report, Albanians made 42.3 million electronic payments in 2024, a 24.4% increase. POS payments now account for 48% of all card usage, nearly overtaking ATM cash withdrawals for the first time. Albania was also approved into SEPA in November 2024, bringing European-standard instant payments.

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